How to Prepare for Retirement While Youre Young

How to Prepare for Retirement While Youre Young I know, you don’t think you need to think about retirement yet. But trust me, it sneaks up on you. You’re probably already behind. Rather than being overwhelmed, focus on a few simple things you can do this year to make sure you have the life you’ve always dreamed of in your sunset years. Eat Right and ExerciseKeeping up your health is half the battle. What good is retirement, after all, if you’re too sick to enjoy it? Fight off obesity, your risk of heart disease, and diabetes. Being healthy and active will improve your quality of life, and it will save you a small fortune in health care costs.Save SmartJust shaving off bits of every paycheck and dumping them into a savings account isn’t going to cut it. Try funding your 401k to the max- this is free money courtesy of your employer! Taking more out of your paycheck will also save you on annual income tax. And, if you have the means, try buying property to generate more income- or even remodeling yo ur house to include a rentable unit for a little extra cash.Know Where You’ll BeHave a home with equity, but very little savings? You won’t have access to your biggest assets to pay your monthly bills. To get greater access, consider selling your house and downsizing to a smaller property, renting out a spare room, or refinancing your loan or mortgage. You might even qualify for a reverse mortgage and be able to convert your home equity into cash.Know Where Your Money IsYou’ve worked so hard for your retirement savings. Make sure you know what your money is doing- and whether it could be doing better. Meet with an advisor for a once-a-year review of your funds, just like you see your doctor for an annual physical.Make a Bucket ListDon’t get all the way to your retirement and then have no idea how to spend your time. Stave off the potential loneliness and boredom by making sure you have a list of things to do with yourself- projects and trips and plans you never had time for in your working years.The 5 Resolutions You Need To Make If You Ever Want To Retire

Definition and Examples of World English

Definition and Examples of World English The term World English (or World Englishes) refers to the  English language as it is variously used throughout the world. Also known as international English and Global English. The English language is now spoken in more than 100 countries. Varieties of World English include American English, Australian English, Babu English, Banglish, British English, Canadian English, Caribbean English, Chicano English, Chinese English, Denglish (Denglisch), Euro-English,Hinglish, Indian English, Irish English, Japanese English, New Zealand English, Nigerian English, Philippine English, Scottish English, Singapore English, South African English, Spanglish, Taglish, Welsh English, West African Pidgin English, and Zimbabwean English. Linguist Braj Kachru has divided the varieties of World English into three concentric circles: inner, outer, and expanding. Although these labels are imprecise and in some ways misleading, many scholars would agree with Paul Bruthiaux that they offer a useful shorthand for classifying contexts of English world-wide (Squaring the Circles in the International Journal of Applied Linguistics, 2003). For a simple graphic of Braj Kachrus circle model of World Englishes, visit page eight  of the slideshow  World Englishes: Approaches, Issues, and Resources.Author Henry Hitchings has observed that the term World English is still in use, but is contested by critics who believe it strikes too strong a note of dominance (The Language Wars, 2011). A Phase in the History of English World English has been defined as a phase in the history of the English language. This phase has witnessed the transformation of English from the mother tongue of a handful of nations to a language being used by far more speakers in non-mother tongue settings. The changes that have accompanied this spreadthe multiplicity of varietiesresult not from the faulty and imperfect learning of the non-mother tongue speakers, but from the nature of the process of microacquisition, language spread and change.(Janina Brutt-Griffler, World English. Multilingual, 2002) Standardized Patterns The global spread of English, its causes and consequences, have long been a focus of critical discussion. One of the main concerns has been that of standardization. This is also because, unlike other international languages such as Spanish and French, English lacks any official body setting and prescribing the norms of the language. This apparent linguistic anarchy has generated a tension between those who seek stability of the code through some form of convergence and the forces of linguistic diversity that are inevitably set in motion when new demands are made on a language that has assumed a global role of such immense proportions.One consequence of the global predominance that English has gained over the last few decades is that today non-native speakers of English far outnumber its native speakers (Graddol 1997, Crystal 2003).(Rani Rubdy and Mario Saraceni, Introduction to  English in the World: Global Rules, Global Roles. Continuum, 2006)[A]lthough world English is varied, ce rtain varieties and registers are fairly tightly controlled, often through standardized patterns of use . . .. Thus, there is a marked uniformity in the following arenas:(Tom McArthur, The Oxford Guide to World English. Oxford University Press, 2002)AirportsIn the public usage of international airports, where, on signboards, English is often twinned with other languages, and announcements are commonly in English or are multilingual including EnglishNewspapers and periodicalsEnglish-language broadsheet newspapers and magazine-style periodicals, in which the texts are tightly edited . . .Broadcast mediaThe programming of CNN, the BBC, and other especially TV news-and-views services, in which presentational formulas and formats are at least as crucial as in newspapersComputer use, email, and the Internet/WebIn such computer and Internet services as those offered by Microsoft . . .. Teaching World English The UK needs to abandon its outdated attitudes to English and embrace new forms of the language to maintain its influence in the global market, the leftwing thinktank Demos said today.In a series of recommendations, the report, As you like it: Catching up in an age of global English, says that far from being corruptions of English, new versions of the language, such as Chinglish and Singlish (Chinese and Singaporean varieties of English) have values that we must learn to accommodate and relate to.It says the UK should focus English teaching on how the language is now used around the world, not according to arcane strictures of how it should be spoken and written. . . .The reports authors, Samuel Jones and Peter Bradwell, say change is vital if the UK wants to maintain its influence around the world. . . .We have retained ways of thinking about the English language that were more suited to empire than they are to a modern, globalised world and we are at risk of becoming outdated, says the report.(Liz Ford, UK Must Embrace Modern English, Report Warns. The Guardian [UK], March 15, 2007) Alternate Spellings: world English